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Thousands of businesses – construction contractors, auto dealers, manufacturing, etc. – pay between $100,000 and $1,200,000 in liability insurance premiums each year (and many pay much more)… and yet their claims are minimal. The difference between premiums and claims becomes pure profit for the insurance company. That doesn’t seem fair! What if you could help them “self-insure” through a captive reinsurance program and send those profits directly to their bottom line? The concept of captive reinsurance is not new. Companies like UPS, K-Mart, and 80% of S&P companies have captive insurance programs. These are not “off shore” tax dodge programs. Many Captives are domiciled in the lower 49 states. The Reason for the popularity of captives is simple… once understood, it is highly profitable. It is only now that economies of scale favor the small to midsize business. We can help determine to what extent your clients can benefit from a captive reinsurance program. For more information go the “Contact Us” page. |